“So, check in on your emergency fund. An emergency fund will let you cover bills in case you lose your job. It will also help you avoid tapping your investments because you have this liquid cash. And so just having an emergency fund makes you feel more secure and it allows you to sleep better at night. And if it’s going to make sense for you to have a bigger emergency fund, if they’re going to have feel more comfortable with a bigger emergency fund, then start filling that up,” she said.